We have been in the receivables factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any troublesome circumstances you might suffer. We won't go out of business when the times get troublesome, like some other receivables factoring companies sadly have in the past.

All factoring companies have yardsticks for size, industry, and risk. It's pretty hard for you to know which receivables factoring business is the right fit for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the best fit for your company - whether it's with us or another receivables factoring company.

We have a noteworthy network of receivables factoring industry colleagues, these close relationships were built over 20+ years in the business. So, when you take the time to run through what you need to us, we have all the confidence in the world that you will find precisely what you need..

Nearly all receivables factoring firms let you pick and choose your customers to factor. But a few of them generally require a minimum amount before they'll do business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like having a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement that will make you use receivables factoring when you don't need it.

Nearly all receivables factoring firms try not be upfront about their fees. It doesn't make any sense why they do this. We do not behave this way.  We are unconditionally transparent about our fees. When you apply, you are given a truthful, no obligation rate offer with the fee for your business. It is going to be tough finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring firms are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Like you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We listen to your story, go over your concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring firms especially the Silicon Valley Fintech ones almost completely trust an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Nearly all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to nip them in the bud immediately.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is essential to prevent avoidable write-offs.

Our company uses the latest technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. Nearly all other companies are not even remotely close.